Last updated: 18 August 2026
1. About these terms
These terms govern your use of the Nefe Ledger website at https://nefeledger.com (the Website).
The Website is operated by Nefe Oguntoye, trading as Nefe Ledger (Nefe Ledger, we, us or our).
Our contact details are:
- Email: info@nefeledger.com
- Telephone: +44 204 620 4434
- Location: London, United Kingdom
By accessing or using the Website, you agree to comply with these terms. If you do not agree to these terms, you should not use the Website.
These terms apply only to your use of the Website. They do not constitute terms of engagement for any bookkeeping or finance administration services we may provide. Any services we agree to provide will be governed by separate written terms or an engagement agreement.
2. Changes to these terms
We may update these terms from time to time. Any changes will be posted on this page with an updated “Last updated” date.
You should review these terms periodically. Your continued use of the Website after changes have been posted means that you accept the updated terms.
3. Using the Website
You may use the Website only for lawful purposes and in accordance with these terms.
You must not:
- use the Website in breach of any applicable law or regulation;
- use the Website for any fraudulent, harmful or unlawful purpose;
- attempt to gain unauthorised access to the Website, its server or any connected systems;
- introduce or transmit viruses, malware, spyware or other harmful material;
- interfere with the operation, security or availability of the Website;
- use automated systems to access, copy, scrape or monitor the Website without our prior written permission;
- copy, reproduce, republish, distribute, modify or exploit Website content except as permitted by these terms or applicable law;
- use the Website or its content to impersonate another person or misrepresent your relationship with Nefe Ledger; or
- use the Website to transmit material that is defamatory, offensive, discriminatory, threatening or otherwise unlawful.
We may suspend or restrict access to the Website where we reasonably believe that these terms have been breached or where this is necessary for security, maintenance or operational reasons.
4. Website content and general information
The content on the Website is provided for general information only. It is intended to give an overview of Nefe Ledger and the bookkeeping and finance administration services we may offer.
The content does not constitute, and should not be relied upon as:
- financial advice;
- legal advice;
- tax advice;
- accounting advice;
- professional advice specific to your circumstances; or
- a recommendation to take, or not take, any particular action.
You should obtain appropriate professional advice before making decisions based on information published on the Website.
Although we aim to keep the information on the Website accurate and up to date, we do not guarantee that it is complete, current, accurate or suitable for your particular circumstances. Information may change without notice.
5. No guarantee of error-free or uninterrupted access
We do not guarantee that:
- the Website or its content will always be available or uninterrupted;
- the Website will be secure or free from viruses or other harmful material;
- the Website will be compatible with your device or software;
- defects or errors will always be corrected; or
- the content will meet your particular requirements.
We may change, suspend, withdraw or restrict access to all or part of the Website without notice. We will not be responsible if the Website is unavailable for any period.
6. Our services
The Website describes bookkeeping and finance administration services that Nefe Ledger may provide, including bookkeeping, bank reconciliations, transaction processing, sales and purchase ledgers, expense recording, VAT records and bookkeeping, payroll record support, customer invoicing, supplier invoices, accounts payable and accounts receivable, and general finance administration through to trial balance.
The information on the Website is not an offer or guarantee that we will provide any particular service. Service availability, scope, timing and fees will be agreed separately with each client.
Nefe Ledger does not provide annual accounts, Corporation Tax or Self Assessment services directly through the Website. Where appropriate, we may introduce you to Avonlea Accounting, an independent accounting partner.
Avonlea Accounting is a separate business and is not owned, controlled or operated by Nefe Ledger. Any services provided by Avonlea Accounting will be subject to a separate agreement between you and Avonlea Accounting. Nefe Ledger is not responsible for services, advice, statements, omissions or acts of Avonlea Accounting.
7. Contact forms and enquiries
If you submit information through a form on the Website, you should ensure that the information is accurate and that you have the right to provide it.
Submitting an enquiry does not create a client relationship, engagement or obligation for Nefe Ledger to provide services. We will decide whether we are able to assist and will contact you using the details you provide.
Personal information submitted through the Website will be handled in accordance with our Privacy Policy. Information about cookies and similar technologies is provided in our Cookie Policy.
8. Intellectual property
Unless otherwise stated, all intellectual property rights in the Website and its content belong to Nefe Ledger or our licensors. This includes, without limitation:
- text;
- graphics;
- photographs;
- illustrations;
- logos;
- branding;
- page layouts;
- designs;
- video and audio content;
- downloads; and
- software and other Website materials.
These rights are protected by applicable intellectual property laws, including copyright and trade mark laws.
You may view the Website and print or download reasonable extracts for your personal or internal business use, provided that you:
- do not remove any copyright, trade mark or other proprietary notices;
- do not alter the content;
- do not reproduce or distribute the content for commercial purposes; and
- do not suggest that the content is produced, endorsed or provided by you or another person.
No other rights are granted to you. You must obtain our prior written permission before reproducing, republishing, distributing, modifying, storing, transmitting or commercially exploiting any Website content.
“Nefe Ledger” and any associated logos or branding are owned by Nefe Ledger or used with permission. You may not use them without our prior written consent.
9. Third-party content and links
The Website may contain links to third-party websites, including the Avonlea Accounting website at https://www.avonlea-accounting.co.uk.
Third-party links are provided for convenience and information only. They do not mean that Nefe Ledger endorses, approves, guarantees or accepts responsibility for the third-party website or its content, products or services.
We do not control third-party websites and are not responsible for:
- their availability;
- their accuracy or security;
- their privacy practices;
- their terms and conditions;
- any products or services they provide; or
- any loss or damage arising from your use of them.
You should review the terms and privacy policies of any third-party website you visit.
You may not create a link to the Website from another website without our prior written consent, unless the link is lawful, fair, does not damage our reputation and does not suggest an association or endorsement that does not exist.
10. Disclaimer and limitation of liability
Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited. This includes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.
To the fullest extent permitted by law, Nefe Ledger will not be liable for any loss or damage arising out of or in connection with:
- your use of, or inability to use, the Website;
- your reliance on Website content;
- any inaccuracy, omission or lack of completeness in the Website;
- the Website being unavailable, interrupted or delayed;
- viruses, malware or other harmful material transmitted through the Website;
- any third-party website or linked content; or
- any decision made or action taken in reliance on information published on the Website.
This includes, where legally permitted, indirect or consequential loss, loss of profit, loss of revenue, loss of business, loss of opportunity, loss of anticipated savings, loss of goodwill, loss of reputation, loss of data or business interruption.
You remain responsible for obtaining appropriate professional advice and for taking reasonable steps to protect your systems, devices and data when accessing the Website.
If you are a consumer, nothing in these terms affects your statutory rights. Any limitation or exclusion of liability will apply only to the extent permitted by applicable law and must be interpreted consistently with mandatory consumer protection legislation.
11. Indemnity
You agree to compensate Nefe Ledger for reasonable losses, liabilities, costs and expenses arising from a claim that your unlawful use of the Website, your breach of these terms or your infringement of another person’s rights caused loss or damage to Nefe Ledger.
This clause does not apply to the extent that the relevant loss was caused by Nefe Ledger’s own negligence, breach of these terms or unlawful act.
12. Privacy and cookies
Our collection and use of personal information are explained in our Privacy Policy.
Our use of cookies and similar technologies is explained in our Cookie Policy.
These policies form part of the information governing your use of the Website, where applicable.
13. Severability
If any provision of these terms is found to be unlawful, invalid or unenforceable, that provision will be treated as removed or limited to the minimum extent necessary.
The remaining provisions will continue in full force and effect.
14. No waiver
If we do not immediately enforce a right or remedy under these terms, this will not constitute a waiver of that right or remedy.
A waiver will be effective only if given in writing and will apply only to the specific circumstances for which it is given.
15. Entire agreement
These terms, together with any documents expressly referred to in them, set out the entire agreement between you and Nefe Ledger concerning your use of the Website.
They do not replace or modify any separate written agreement governing services provided by Nefe Ledger or any agreement you enter into with Avonlea Accounting.
16. Governing law and jurisdiction
These terms and your use of the Website are governed by the law of England and Wales.
Subject to any mandatory rights you may have as a consumer, the courts of England and Wales will have exclusive jurisdiction to resolve any dispute arising out of or in connection with these terms or your use of the Website.
17. Contact us
If you have any questions about these terms, please contact us:
- Email: info@nefeledger.com
- Telephone: +44 204 620 4434
- Address: London, United Kingdom